We are not currently accepting applications.
We can send you an email when we open up the application process again. Please submit the following form to be contacted. In the meantime, read on to learn more about the home ownership program and our selection criteria.
STEP 1: The first step toward purchasing a Habitat home is to complete a short eligibility questionnaire to determine whether you meet our basic selection criteria.
STEP 2: SUBMIT A FULL APPLICATION If you are eligible to apply for a Habitat home, we will ask you to meet with the mortgage lender of your choice to learn whether you qualify for an affordable mortgage. Habitat homeowners do not pay more than 30% of their income on mortgage principal, interest, property taxes, and home owners' insurance. All Habitat homebuyers go through rigorous screening including credit and background checks, employment verification and landlord references.
STEP 3: HOME VISIT/INTERVIEW
If you are pre-approved for an affordable mortgage, we will meet with you to learn whether you meet all three selection criteria (see infographic) and answer all questions you may have about the program. Finally, we will visit your current home to verify your need for better housing.
IF YOU AREN’T ELIGIBLE THE FIRST TIME Don’t worry! Our staff will help identify the obstacles in your path to becoming a Habitat homeowner, and we will refer to you agencies and organizations that can help you resolve those issues. Our community partners are available to help you repair your credit, organize your finances and resolve your emergency housing situations. Once those obstacles are removed, you are welcome to apply again.
For more information CONTACT Sara Trafton at Habitat for Humanity of Greater Bangor, 83 Washington Street, Bangor, ME 04401 or by email at email@example.com.
DO I QUALIFY?