buy a home

Our Programs

Home Ownership:

Habitat builds new homes and rehabilitates vacant homes in partnership with families in need of decent, affordable housing. Qualified homebuyers have the opportunity to purchase a home that is appropriate for the size and composition of your household. Habitat does not build custom homes. To keep the homes affordable, Habitat cannot accept custom design requests, but homebuyers often have the opportunity to select home finishings such as flooring and cabinets.
 

Habitat does not own or manage
any rental properties.

 

Habitat partners with people to help them build a place they can call home. Homeowners work alongside volunteers to help build their own homes, which they then purchase with an affordable mortgage.

​What We Build

Habitat builds new homes and rehabilitates vacant homes.  Homes are built to meet or exceed local code requirements.  We build homes to suit the families in need of housing who are selected for our program. The living space of Habitat homes does not exceed 900 square feet for a two-bedroom house; 1,070 square feet for a three-bedroom house; and 1,230 square feet for a four-bedroom house.  Families have an opportunity to affect the design of their house as much as possible.  Homes do not have garages or carports.  Houses are built on full foundations when possible; when not possible, a small shed will be built for outside storage. 

We connect our homebuyers with our local banking partners to secure an affordable mortgage. 

We do not offer home repairs for renter-occupied homes, nor do we provide grants for housing or home repairs. Habitat does not own or manage any rental properties.

Where We Build

Habitat is committed not just to building homes, but to building community. We prioritize our construction efforts within focus neighborhoods to maximize our impact. Currently, we are building in Old Town.  Our service area is Greater Bangor, which includes:  Bangor, Eddington, Holden, Milford, Orrington, Bradley, Brewer, Glenburn, Hampden, Hudson, Kenduskeag, Newburgh, Old Town, Penobscot Nation, Carmel, Hermon, Levant, Orono, Veazie, Dedham, and Winterport.

 

Qualification Criteria

RESIDENCY:  You must be a legal permanent resident or citizen of the United States and have lived or worked in Greater Bangor for at least the past year.
NEED:  Must currently be living in substandard, subsidized, or unaffordable housing.
ABILITY TO PAY:  Must have proof of steady income between 30 and 80% of AMI and satisfactory credit history; have no accounts in collection, no charge-offs or unsatisfied public records; and no bankruptcies in the last 4 years.
WILLINGNESS TO PARTNER:  All homebuyers must complete 200 hours of “sweat equity” and complete a homebuyer education class.

 

 

How to Apply

 

​Are you ready to apply for a Habitat home? We are here to help guide you. 

STEP 1:  The first step toward purchasing a Habitat home is to complete our eligibility questionnaire. SEE BELOW. You can complete the questionnaire online below or in person at the Habitat office. Once you complete your questionnaire, a member of our team will be in touch with you within 5 business days to discuss your answers and the next steps.  If you have any questions during the process, please call the Habitat office at (207) 942-8977 and leave a message for our homeowner selection team.

STEP 2:  SUBMIT A FULL APPLICATION If you are eligible to apply for a Habitat home, we will meet with you to review next steps and provide you with information about how to get in touch with our local banking partners. All Habitat homebuyers go through rigorous screening including credit and background checks, employment verification and landlord references.

IF YOU AREN’T ELIGIBLE AT THIS TIME Don’t worry! Our staff will help identify the obstacles in your path to becoming a Habitat homeowner, and we will refer to you agencies and organizations that can help you resolve those issues. Our community partners are available to help you repair your credit, organize your finances and resolve your emergency housing situations. Once those obstacles are removed, you are welcome to apply again.

For more information
CONTACT Sarah Trafton at ​Habitat for Humanity of Greater Bangor, 382 Harlow Street, Bangor, ME 04401 or by email at director@habitatbangor.org.

 

3-Unit Condo to Be Built in Old Town

Draft rendering of a 3-unit condo to be built in Old Town March 2019-June 2020.

everyone

of us deserve a decent and affordable place to call home

our mission

Habitat for Humanity partners with people to help them build a place they can call home. To us and millions of people around the world, there is no better expression of love than to help our neighbors purchase their own home.

 

our vision

We believe every child should have the opportunity to grow up and thrive in safe conditions, every parent should have the dignity of providing their kids with a stable home, and every family should have the chance for a decent life.

Bangor Habitat ReStore

Intown Plaza

378 Harlow Street

Bangor ME 04401

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